Author Topic: Cochlear Implant for SSD- any luck with insurance?  (Read 916 times)


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Cochlear Implant for SSD- any luck with insurance?
« on: November 11, 2020, 06:25:02 pm »
Has anyone out there had a cochlear implant for single-sided deafness due to a unilateral acoustic neuroma?  Did your insurance pay for it?  Which insurance company, and what kind of hoops did you have to jump through to get coverage?  Any advice would be helpful. 



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Re: Cochlear Implant for SSD- any luck with insurance?
« Reply #1 on: November 15, 2020, 09:18:45 am »
I have the Cochlear BAHA hearing device ( implanted post and external processor). I got it in 2014 and have Federal Blue Cross  Blue Shield. I did not have any problems getting approval and payment. In fact I am on my second processor having updated from the 4 to the 5 power version.

I believe one problem some people encounter when getting rejected from insurance company is the coding of the device by the doctor’s office personnel. It’s not a hearing aid. It’s a prosthetic device. And there is a difference in the coding number they use. .... I don’t know all of the lingo for that process,, but I have read on here in the past that others have had that problem with their insurance.

Good luck to you,,, I hope you are successful and that this helps just a little,,,

translab Oct 27, 2011
facial nerve graft Oct 31,2011, eyelid weight removed Oct 2013, eye closes well

BAHA surgery Oct. 2014, activated Dec. 26


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Re: Cochlear Implant for SSD- any luck with insurance?
« Reply #2 on: February 08, 2021, 08:55:29 am »
If you are unilaterally deaf you should be looking into a BAHA, not a CI.  Typically CI's are for those who are bilaterally deaf.  I've had my BAHA implant since 2008 and my insurance company paid for it.  They've also paid for several upgraded devices since 2008.  My implant was covered by Guardian Insurance, my upgraded devices have been covered by BCBS-IL.

It's important to make sure your doctor's office submits the claim for the BAHA with a ICD code that indicates it's a prosthesis - NOT a hearing aid.  Most insurance companies don't cover hearing aids; they do cover prostheses. 

If you are getting your BAHA through Cochlear, they do have an insurance division that will assist you when it comes to filing your insurance claim.   
Retrosig 5/31/07 Drs. Battista & Kazan (Hinsdale, Illinois)
Left AN 3.0 cm (1.5 cm @ diagnosis 6 wks prior) SSD. BAHA implant 3/4/08 (Dr. Battista) Divino 6/4/08  BP100 4/2010 BAHA 5 8/2015

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